A Novel Review About Cars

[Finance]

The fee was mandatory for decades but became optional beginning in July under a change in state law. The Michigan Catastrophic Claims Association, a state-created nonprofit entity that reimburses auto insurers for medical claims surpassing $580,000, announced the 14% fee reduction Wednesday. It said the cut to the fee, which was $220 per vehicle between mid-2019 and mid-2020 before falling to $100, is primarily due to health care cost controls and other changes in the 2019 law enacted by Democratic Gov. Gretchen Whitmer and the Republican-led Legislature. The changes reduced the association’s liabilities by $3.5 billion and eliminated a deficit position. Motorists who forego personal protection benefits entirely and those who choose less coverage do not have to pay the assessment. The insurance industry said the reduced fee underscores the need to keep the law, which — beginning next July — will also set a fee schedule for care covered by auto insurers. They currently pay much more for the same services than is paid by employer plans or government insurance such as Medicare or Medicaid. “Especially in these uncertain times, it’s more important than ever that Michigan drivers keep as much of their hard-earned income as possible,” said House Speaker-elect Jason Wentworth, a Farwell Republican. Whitmer also welcomed the announcement, saying “these reforms are continuing to result in greater savings than required in the law.” The $86 fee will be the lowest in 19 years.

https://www.dailypress.net/news/local-news/2020/11/car-insurance-fee-for-medical-coverage-to-drop/

[Education]

Here are THREE ways Utah pulls out the win... 1.) Win The Trenches On Both Sides Of The Ball This is has blog link to the TOP PRIORITY for the Utes when they face Washington. The Huskies are known for being a physical team in the trenches, so Utah will have to match that and win that battle if it wants any chance of success. As the veteran leaders of the group, Umana and Ford must the two who rise to the challenge and meet the Huskies. Last week they both struggled as Ford wasn't as dominant as expected and Umana got beat across his face a few times as well.  One major difference for the Utes this week is that they have one game under their a belt, a chance to finally see how this new group would mesh in an actual game. They'll also be fully healthy entering this weekend as the past couple of weeks the team has hit by the contact-tracing part of the COVID-19 pandemic, forcing different groups of players in different spots. That continuity can be huge and a real difference-maker. Mandatory Credit: Chris Nicoll-USA TODAY Sports On defense, the Huskies want to pound the ball so Utah's run defense has to be physical and able to plug the holes. If not, they need to eat up gaps and occupy opposing linemen to allow linebackers Devin Lloyd and Nephi Sewell the freedom to run untouched. Last week was one the Utes want to forget, no doubt it. This team has the skill players to thrive on offense and create turnovers on defense.

https://www.si.com/college/utah/football/three-things-utah-must-produce-in-the-trenches-on-both-sides